{"id":1338,"date":"2015-12-03T15:29:23","date_gmt":"2015-12-03T20:29:23","guid":{"rendered":"https:\/\/medicarereport.org\/?p=1338"},"modified":"2015-12-03T15:30:18","modified_gmt":"2015-12-03T20:30:18","slug":"2016-ppo-plans-remove-out-of-network-cost-limits-a-costly-trap-for-consumers","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=1338","title":{"rendered":"2016 PPO Plans Remove Out-Of-Network Cost Limits, A Costly Trap For Consumers"},"content":{"rendered":"<p>(By &#8211;\u00a0Julie Appleby, Kiaser Health News)<\/p>\n<p>Citing the flexibility they offer, many consumers choose health plans that provide some coverage outside the insurer\u2019s network.\u00a0Traditionally, such plans not only paid a portion of the bill, but also set an annual cap on how much policy holders paid toward out-of-network care.<\/p>\n<p>Not anymore.<\/p>\n<p>An increasing number of preferred provider plans (PPOs) offered under the federal health law have no ceiling at all for out-of-network costs, leaving policyholders facing unlimited financial exposure, similar to what more restrictive and often less expensive types of coverage, such as health maintenance organizations (HMOs), offer. <a href=\"http:\/\/khn.org\/news\/2016-ppo-plans-remove-out-of-network-cost-limits-a-costly-trap-for-consumers\/?utm_campaign=KHN%3A+Daily+Health+Policy+Report&amp;utm_source=hs_email&amp;utm_medium=email&amp;utm_content=24262447&amp;_hsenc=p2ANqtz-_djOCwpdPUBgCWIDHYyUlt9uDYJZpoZhGtWvZrD_qhYmj4wjj6NwcLyLGvvqQrhIWJpI7JDCzwkzwFQRSDlqWPIQwTWQ&amp;_hsmi=24262447\" target=\"_blank\">Read more&#8230;<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Kaiser Health News\u00a0is\u00a0a nonprofit national health policy news service that is part of the nonpartisan Henry J. Kaiser Family Foundation.<\/p>\n<p><a href=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-899 \" src=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-300x156.png\" alt=\"khn-logo1\" width=\"92\" height=\"48\" srcset=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-300x156.png 300w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-1024x533.png 1024w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-390x205.png 390w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1.png 1600w\" sizes=\"auto, (max-width: 92px) 100vw, 92px\" \/><\/a><\/p>\n<pre><strong>Notice<\/strong>: The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s \r\n validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/pre>\n","protected":false},"excerpt":{"rendered":"<p>(By &#8211;\u00a0Julie Appleby, Kiaser Health News) Citing the flexibility they offer, many consumers choose health plans that provide some coverage<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,12],"tags":[],"class_list":["post-1338","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act-aca","category-health-care-general"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/1338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1338"}],"version-history":[{"count":2,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/1338\/revisions"}],"predecessor-version":[{"id":1340,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/1338\/revisions\/1340"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}