{"id":24606,"date":"2025-07-07T09:56:56","date_gmt":"2025-07-07T13:56:56","guid":{"rendered":"https:\/\/medicarereport.org\/?p=24606"},"modified":"2025-07-07T09:56:58","modified_gmt":"2025-07-07T13:56:58","slug":"americans-underestimate-the-cost-of-long-term-care","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=24606","title":{"rendered":"Americans underestimate the cost of long-term care"},"content":{"rendered":"\n<p>Medicare and most health insurance, including Medicare Supplement Insurance (Medigap), don\u2019t pay for long-term care. This type of care (also called \u201ccustodial care\u201d or \u201clong-term services and support\u201d) includes medical and non-medical care for people who have a chronic illness or disability. According to a recent study, more than 80 percent of Americans will need that type of help at some point in their lives. Daniel de Vise, writing for USA Today, discusses how many older Americans underestimate long-term care as a retirement risk and what they can possibly do to mitigate the costs. Read Mr. de Vise\u2019s article <a href=\"https:\/\/www.usatoday.com\/story\/money\/2025\/07\/06\/does-medicare-cover-assisted-living-long-term-care\/84419462007\/\" data-type=\"link\" data-id=\"https:\/\/www.usatoday.com\/story\/money\/2025\/07\/06\/does-medicare-cover-assisted-living-long-term-care\/84419462007\/\">here\u2026<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family-1024x683.jpg\" alt=\"\" class=\"wp-image-19115\" style=\"width:154px;height:auto\" srcset=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family-1024x683.jpg 1024w, https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family-300x200.jpg 300w, https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family-768x512.jpg 768w, https:\/\/medicarereport.org\/wp-content\/uploads\/2021\/11\/iStock-469551631hlping-aging-parents-family.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><strong>Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medicare and most health insurance, including Medicare Supplement Insurance (Medigap), don\u2019t pay for long-term care. This type of care (also<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,26,21,45,6],"tags":[238,1177,61,94],"class_list":["post-24606","post","type-post","status-publish","format-standard","hentry","category-aging","category-alzheimersdementia","category-health-care-finance","category-ltc","category-medicare-general","tag-healthcare-finance","tag-ltc","tag-medicare","tag-older-adults"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/24606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24606"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/24606\/revisions"}],"predecessor-version":[{"id":24607,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/24606\/revisions\/24607"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}