{"id":25090,"date":"2025-10-30T09:09:09","date_gmt":"2025-10-30T13:09:09","guid":{"rendered":"https:\/\/medicarereport.org\/?p=25090"},"modified":"2025-10-30T09:10:08","modified_gmt":"2025-10-30T13:10:08","slug":"is-medicare-advantage-plan-worth-it","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=25090","title":{"rendered":"Is a Medicare Advantage plan worth it?"},"content":{"rendered":"\n<p>Is having no monthly premium worth signing up for Medicare Advantage? \u00a0Some experts say no. \u00a0According to ATI Advisory, a healthcare consulting firm, \u201cfor the most part, Medicare Advantage customers pay almost $3,500 less out of pocket in a year than those with Medigap insurance, but that includes the many healthy people not using significant healthcare.\u201d \u00a0Beth Pinsker, writing for MarketWatch, notes that with copays and high out-of-pocket maximums, a zero-premium Medicare Advantage plan could end up being very expensive if you become sick. Read Ms. Pinsker\u2019s article<a href=\"https:\/\/www.marketwatch.com\/story\/most-medicare-advantage-plans-are-free-upfront-you-still-might-not-be-able-to-afford-one-05b17a8d\" data-type=\"link\" data-id=\"https:\/\/www.marketwatch.com\/story\/most-medicare-advantage-plans-are-free-upfront-you-still-might-not-be-able-to-afford-one-05b17a8d\"> here\u2026<\/a><\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"100\" class=\"wp-image-7924\" style=\"width: 150px;\" src=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/08\/dreamstime_m_33628218health-care-medical.jpg\" alt=\"\" srcset=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/08\/dreamstime_m_33628218health-care-medical.jpg 2121w, https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/08\/dreamstime_m_33628218health-care-medical-300x200.jpg 300w, https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/08\/dreamstime_m_33628218health-care-medical-768x512.jpg 768w, https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/08\/dreamstime_m_33628218health-care-medical-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is having no monthly premium worth signing up for Medicare Advantage? \u00a0Some experts say no. \u00a0According to ATI Advisory, a<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,32,21,6,9,46,15],"tags":[80,385,238,61,62,65,117,94],"class_list":["post-25090","post","type-post","status-publish","format-standard","hentry","category-aging","category-cms","category-health-care-finance","category-medicare-general","category-medicare-advantage","category-medigap","category-part-dprescription-drugs","tag-cms","tag-healthcare-costs","tag-healthcare-finance","tag-medicare","tag-medicare-advantage","tag-medicare-part-d","tag-medigap","tag-older-adults"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25090"}],"version-history":[{"count":2,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25090\/revisions"}],"predecessor-version":[{"id":25092,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25090\/revisions\/25092"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}