{"id":25245,"date":"2025-12-05T09:24:47","date_gmt":"2025-12-05T14:24:47","guid":{"rendered":"https:\/\/medicarereport.org\/?p=25245"},"modified":"2025-12-05T09:24:48","modified_gmt":"2025-12-05T14:24:48","slug":"are-you-maximizing-your-hsa","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=25245","title":{"rendered":"Are you maximizing your HSA?"},"content":{"rendered":"\n<p>Having a health savings account (HSA) offers triple tax savings, where you can contribute pre-tax dollars, pay no taxes on earnings, and withdraw the money tax-free now or in retirement to pay for qualified medical expenses. HSA can be a tax-efficient part of your retirement planning. \u00a0However, there is a lot of misinformation about HSAs that could prevent you from maximizing your money. Maurie Backman, writing for The Motley Fool, explains the three things about HSAs that many people get wrong. Read Ms. Backman\u2019s article <a title=\"here\u2026\" href=\"https:\/\/www.fool.com\/retirement\/2025\/12\/05\/3-things-about-hsas-too-many-people-get-wrong\/\">here\u2026<\/a><\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"99\" class=\"wp-image-8394\" style=\"width: 150px;\" src=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/10\/dreamstime_m_63354325hsa-health-savings-account-medical-700x464.jpg\" alt=\"\" srcset=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/10\/dreamstime_m_63354325hsa-health-savings-account-medical-700x464.jpg 700w, https:\/\/medicarereport.org\/wp-content\/uploads\/2017\/10\/dreamstime_m_63354325hsa-health-savings-account-medical-700x464-300x199.jpg 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having a health savings account (HSA) offers triple tax savings, where you can contribute pre-tax dollars, pay no taxes on<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,29],"tags":[385,538,94],"class_list":["post-25245","post","type-post","status-publish","format-standard","hentry","category-health-care-finance","category-hras","tag-healthcare-costs","tag-hsas","tag-older-adults"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25245"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25245\/revisions"}],"predecessor-version":[{"id":25246,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25245\/revisions\/25246"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}