{"id":25829,"date":"2026-04-13T10:55:29","date_gmt":"2026-04-13T14:55:29","guid":{"rendered":"https:\/\/medicarereport.org\/?p=25829"},"modified":"2026-04-13T10:55:30","modified_gmt":"2026-04-13T14:55:30","slug":"how-to-make-a-high-deductible-health-plan-work-for-you","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=25829","title":{"rendered":"How To Make a High-Deductible Health Plan Work for You"},"content":{"rendered":"\n

(By Jackie Forti\u00e9r for KFF Health News)<\/p>\n\n\n\n

An elementary school teacher chose a low-price health insurance plan but soon realized she wasn\u2019t clear about what it would mean for her family\u2019s finances.<\/p>\n\n\n\n

When enhanced federal subsidies expired at the end of 2025, a lot of people buying their own health insurance on the state and federal exchanges saw their expected monthly rates jump. To keep costs down, many switched to a high-deductible health plan. These plans offer lower monthly payments, but in exchange patients can face steep out-of-pocket costs when they need care. Continue reading here…<\/a><\/p>\n\n\n\n

Kaiser Health News is a nonprofit national health polity news service that is part of the nonpartisan Henry J. Kaiser Family Foundation<\/p>\n\n\n\n

\"\"<\/p>\n\n\n\n

Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n","protected":false},"excerpt":{"rendered":"

(By Jackie Forti\u00e9r for KFF Health News) An elementary school teacher chose a low-price health insurance plan but soon realized<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,200,29],"tags":[385,238,531,538],"class_list":["post-25829","post","type-post","status-publish","format-standard","hentry","category-health-care-finance","category-health-insurance","category-hras","tag-healthcare-costs","tag-healthcare-finance","tag-high-deductible","tag-hsas"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25829"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25829\/revisions"}],"predecessor-version":[{"id":25830,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/25829\/revisions\/25830"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}