{"id":26057,"date":"2026-06-04T07:56:04","date_gmt":"2026-06-04T11:56:04","guid":{"rendered":"https:\/\/medicarereport.org\/?p=26057"},"modified":"2026-06-04T07:56:05","modified_gmt":"2026-06-04T11:56:05","slug":"what-irmaa-actually-does-to-your-check","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=26057","title":{"rendered":"What IRMAA actually does to your check"},"content":{"rendered":"\n<p>IRMAA (Income-Related Monthly Adjustment Amount) is a surcharge on Medicare Part B and Part D premiums for high-income beneficiaries. \u00a0The Centers for Medicare &amp; Medicaid Services (CMS) calculates IRMAA based on your tax return from two years earlier. Danielle Liverance, writing for Yahoo Finance, warns high-earning retirees about the Medicare surcharge. Read Ms. Liverance\u2019s article <a href=\"https:\/\/finance.yahoo.com\/sectors\/healthcare\/articles\/high-earning-retirees-being-warned-123828572.html\" data-type=\"link\" data-id=\"https:\/\/finance.yahoo.com\/sectors\/healthcare\/articles\/high-earning-retirees-being-warned-123828572.html\">here\u2026<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>IRMAA (Income-Related Monthly Adjustment Amount) is a surcharge on Medicare Part B and Part D premiums for high-income beneficiaries. \u00a0The<\/p>\n","protected":false},"author":4,"featured_media":7924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,6,15],"tags":[80,385,238,143,61,65],"class_list":["post-26057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-care-finance","category-medicare-general","category-part-dprescription-drugs","tag-cms","tag-healthcare-costs","tag-healthcare-finance","tag-irmaa","tag-medicare","tag-medicare-part-d"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26057"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26057\/revisions"}],"predecessor-version":[{"id":26058,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26057\/revisions\/26058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/media\/7924"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}