{"id":26381,"date":"2026-08-10T08:57:57","date_gmt":"2026-08-10T12:57:57","guid":{"rendered":"https:\/\/medicarereport.org\/?p=26381"},"modified":"2026-08-10T08:57:58","modified_gmt":"2026-08-10T12:57:58","slug":"what-irmaa-is-and-why-it-feels-hidden","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=26381","title":{"rendered":"What IRMAA is, and why it feels hidden"},"content":{"rendered":"\n<p>The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge added to your Medicare Part B (medical insurance) and Part D (prescription drug) premiums if your income exceeds certain thresholds. It is designed to ensure that higher-income Medicare beneficiaries contribute more toward their healthcare costs. In 2025, 5.1 million Medicare beneficiaries (7.1 percent) are subject to the IRMAA surcharge. AJ Tiarsmith, writing for Yahoo!Finance, explains what IRMAA is and why the number of Medicare beneficiaries subject to this surcharge keeps going up. Read Mr. Tiarsmith\u2019s article <a href=\"https:\/\/finance.yahoo.com\/healthcare\/articles\/5-1-million-retirees-paying-114635950.html?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAAH4B21SRxqArMYq4nN8S28iRf2EaQf4lfaa8yMhioTkOHqwQp3vWbbuXS_adMbDybO1FbNLoBDoWV0Ce5y7uOW2HthDWS_vMc5AXzYtlfT5olxdvkiv0ZKrjhNW5NlYRF794qadWGO05Ru2K0SGozzFT_1-SPH4UrmpjDDFpsuKF\" data-type=\"link\" data-id=\"https:\/\/finance.yahoo.com\/healthcare\/articles\/5-1-million-retirees-paying-114635950.html?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAAH4B21SRxqArMYq4nN8S28iRf2EaQf4lfaa8yMhioTkOHqwQp3vWbbuXS_adMbDybO1FbNLoBDoWV0Ce5y7uOW2HthDWS_vMc5AXzYtlfT5olxdvkiv0ZKrjhNW5NlYRF794qadWGO05Ru2K0SGozzFT_1-SPH4UrmpjDDFpsuKF\">here\u2026<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Notice:<\/strong>\u00a0The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge added to your Medicare Part B (medical insurance) and Part<\/p>\n","protected":false},"author":4,"featured_media":7924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32,21,6,15],"tags":[80,385,238,143,61,65,94],"class_list":["post-26381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cms","category-health-care-finance","category-medicare-general","category-part-dprescription-drugs","tag-cms","tag-healthcare-costs","tag-healthcare-finance","tag-irmaa","tag-medicare","tag-medicare-part-d","tag-older-adults"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26381"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26381\/revisions"}],"predecessor-version":[{"id":26382,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/26381\/revisions\/26382"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/media\/7924"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}