{"id":3419,"date":"2016-07-05T07:40:10","date_gmt":"2016-07-05T11:40:10","guid":{"rendered":"https:\/\/medicarereport.org\/?p=3419"},"modified":"2016-07-05T07:40:10","modified_gmt":"2016-07-05T11:40:10","slug":"catastrophic-insurance-could-help-with-long-term-care-expenses-studies","status":"publish","type":"post","link":"https:\/\/medicarereport.org\/?p=3419","title":{"rendered":"Catastrophic Insurance Could Help With Long-Term Care Expenses: Studies"},"content":{"rendered":"<p>(By Michelle Andrews for Kaiser Health News)<\/p>\n<p>As aging baby boomers swell the ranks of elderly Americans, we\u2019re nowhere near a solution to providing the long-term care services many of them will need.<\/p>\n<div>Researchers at the Urban Institute have been examining the spending tradeoffs between two public long-term care insurance programs: a catastrophic plan and a short-term plan that would pay benefits up front. Both would be financed through a payroll tax. They also explored how differences in the timing of payouts would affect consumers\u2019 and government spending.<\/div>\n<div><\/div>\n<p>\u201cDo you use those resources to assist people who might be able to take care of themselves, or do you use it to help people who couldn\u2019t realistically be expected to take care of themselves?\u201d asked Howard Gleckman, a senior fellow at the institute who has co-authored studies on the subject. <a href=\"http:\/\/khn.org\/news\/catastrophic-insurance-could-help-with-long-term-care-expenses-studies\/\" target=\"_blank\">Read article here&#8230;&#8230;<\/a><\/p>\n<p style=\"font: 15px\/1.6 'Open Sans', serif; margin: 0px 0px 15px; padding: 0px; outline: 0px; border: 0px currentColor; color: #444444; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; vertical-align: baseline; white-space: normal; widows: 1; font-size-adjust: none; font-stretch: inherit; background-color: #ffffff; -webkit-text-stroke-width: 0px;\">Kaiser Health News\u00a0is\u00a0a nonprofit national health policy news service that is part of the nonpartisan Henry J. Kaiser Family Foundation.<\/p>\n<p style=\"font: 15px\/1.6 'Open Sans', serif; margin: 0px 0px 15px; padding: 0px; outline: 0px; border: 0px currentColor; color: #444444; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; vertical-align: baseline; white-space: normal; widows: 1; font-size-adjust: none; font-stretch: inherit; background-color: #ffffff; -webkit-text-stroke-width: 0px;\"><a href=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-899 \" src=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-300x156.png\" alt=\"khn-logo1\" width=\"92\" height=\"48\" srcset=\"https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-300x156.png 300w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-1024x533.png 1024w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1-390x205.png 390w, https:\/\/medicarereport.org\/wp-content\/uploads\/2015\/10\/khn-logo1.png 1600w\" sizes=\"auto, (max-width: 92px) 100vw, 92px\" \/><\/a><\/p>\n<pre><strong>Notice<\/strong>: The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; medicarereport.org cannot guarantee the duration of the link\u2019s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or medicarereport.org.<\/pre>\n<p style=\"font: 15px\/1.6 'Open Sans', serif; margin: 0px 0px 15px; padding: 0px; outline: 0px; border: 0px currentColor; color: #444444; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; vertical-align: baseline; white-space: normal; widows: 1; font-size-adjust: none; font-stretch: inherit; background-color: #ffffff; -webkit-text-stroke-width: 0px;\">\n","protected":false},"excerpt":{"rendered":"<p>(By Michelle Andrews for Kaiser Health News) As aging baby boomers swell the ranks of elderly Americans, we\u2019re nowhere near<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,16],"tags":[],"class_list":["post-3419","post","type-post","status-publish","format-standard","hentry","category-aging","category-medicaid"],"_links":{"self":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/3419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3419"}],"version-history":[{"count":1,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/3419\/revisions"}],"predecessor-version":[{"id":3420,"href":"https:\/\/medicarereport.org\/index.php?rest_route=\/wp\/v2\/posts\/3419\/revisions\/3420"}],"wp:attachment":[{"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicarereport.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}