Cost-Sharing Subsidies in Federal Marketplace Plans, 2016

(By – Matthew Rae, Gary Claxton, Cynthia Cox, Michelle Long, and Anthony Damico – Kaiser Family Foundation)

Most health plans require enrollees to pay a portion of the cost of care when they seek services, in addition to any premium that they must pay for the plan.  Plans generally have several forms of cost sharing, including deductibles, which must be paid by patients before the plan begins paying toward some or most services, and copayments or coinsurance, which must be paid by patients at the time they receive services.  A recently-published KFF brief describes the major cost sharing provisions of the bronze, silver, gold and platinum health plans available through the federal Marketplace. Read more…

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