Financial Performance of Medicare Advantage, Individual, and Group Health Insurance Markets

(By Gretchen Jacobson, Rachel Fehr, Cynthia Cox, and Tricia Neuman for Kaiser Family Foundation)

Medicare-for-All proposals have sparked discussion about the role of private health insurance in the U.S. health care system. Some of the current Medicare-for-All proposals would essentially eliminate private insurance. Others would allow private insurers to administer benefits under the new public program, similar to the role of Medicare Advantage plans today, which serve as a private-plan alternative to traditional Medicare. Another set of proposals would create a new Medicare-like public plan option, but preserve a role for private health insurance, including employer-sponsored coverage and policies sold to individuals and families in the Affordable Care Act (ACA) Marketplaces.  Continue reading issue brief here…

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