How do I appeal a Marketplace decision?

(Source – Kaiser Family Foundation)

You can request an appeal of any Marketplace decision, including decisions about

• Your eligibility to buy coverage in the Marketplace
• Your eligibility for, or the amount of, premium tax credits or cost sharing reductions
• Your eligibility for an exemption from the penalty for not having health insurance
• Untimely (late) notice from the Marketplace about a decision

To make your appeal, start by reviewing the Marketplace’s decision. You will have received the decision (called a determination notice) online if you initially applied online, or in the mail if you submitted a paper application. So far, in the federal Marketplace, the notice will not provide much detail to explain the reasons for the decision, but it will describe the process you should follow if you want to appeal. To request an appeal in federal Marketplace states, you’ll have to submit the appeal in writing.  You can write a letter or use appeal forms available on healthcare.gov.  Your written appeal should provide your name and contact information and an explanation of what you are appealing and why. Continue reading…

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