If you are still working, should you sign up for Medicare at 65?

Seniors who are still working with employer health insurance when they turn 65 and are confused if they need to sign up for Medicare. If you choose not to sign up, make sure you have what Medicare calls creditable coverage, or you may be facing a lifetime of late enrollment penalty. What does Medicare mean by creditable coverage? To find out what creditable coverage means and whether your employer coverage qualifies as creditable coverage, click here…

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