How Marketplace Costs and Premiums Will Change if American Rescue Plan Subsidies Expire

(By Cynthia Cox, Karen Pollitz, and Giorlando Ramirez for Kaiser Family Foundation published September 24, 2021)

The American Rescue Plan Act (ARPA) passed earlier this year temporarily expanded subsidies available in the Affordable Care Act (ACA) health insurance Marketplaces, building on the ACA’s existing subsidies. Through the end of 2022, low-income families who were already eligible for financial assistance under the ACA are eligible for even more financial help to buy their own health insurance and pay for their copays and deductibles for coverage bought on healthcare.gov or their state’s exchange. Additionally, middle income families who were often priced out of ACA coverage before the ARPA, are now eligible for financial help with their monthly insurance premiums for the first time.  Continue reading policy brief here…

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