Individual Market Insurers Requesting Largest Premium Increases in More Than 5 Years

(By Jared Ortaliza, Matt McGough, Kaitlyn Vu, Shameek Rakshit, Imani Telesford, Lynne Cotter, Emma Wager, and Cynthia Cox for The Kaiser Family Foundation Published: Jul 18, 2025)

This analysis of preliminary rate filings submitted by 105 ACA Marketplace insurers in 19 states and DC finds that ACA Marketplace insurers are requesting a median premium increase of 15% for 2026, which would represent the largest hike in premiums since 2018, the last time policy uncertainty contributed to sharp premium growth. Continue reading here…

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