A Steep Subsidy Cliff Looms for Older Middle-Income Enrollees if ACA Enhanced Tax Credits Expire

(By Shameek Rakshit for The Kaiser Family Foundation published Oct 8, 2025)

With Affordable Care Act (ACA) enhanced premium tax credits set to expire at the end of 2025, Marketplace enrollees are facing an average 114% increase in premium payments. While virtually all subsidized enrollees will pay more next year to keep the same plan, older middle-income ACA enrollees will see the largest dollar increases in premium payments due to the return of the “subsidy cliff.” Continue reading here…

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