How ACA Marketplace Costs Compare to Employer-Sponsored Health Insurance

(Source – The Kaiser Family Foundation published November 3, 2025)

This analysis compares ACA Marketplace costs to employer-sponsored health insurance costs and finds that individual market premiums have become more similar to employer-sponsored premiums since 2017. In 2024, individual market insurance premiums averaged $540 per member per month, slightly below the average $587 per member per month premium for fully-insured employer coverage. Continue reading here…

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