State-Based Efforts Will Provide Limited Relief from Enhanced Tax Credit Expiration

(Author: Matt McGough for The Kaiser Family Foundation Published: Jan 9, 2026)

After failed Senate votes late last year and no subsequent bipartisan agreement, the enhanced premium tax credits expired as of January 1. Some states, particularly those operating State-Based Marketplaces (SBMs), have been preparing for this possibility for months and are moving to blunt the impact on consumers by implementing their own state-funded subsidies and implementing other programs aimed at stabilizing the cost of unsubsidized premiums. Continue reading here…

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