For Millions Of Insured Californians, State Health Laws Don’t Apply

(By Emily Bazar for California Healthline produced by Kaiser Health News)

True or false?

• If you’re a Californian with private health insurance, you have the right to an appointment within a certain number of hours or days, depending on the severity of your condition.
• Your health plan’s provider directory is legally required to be updated and accurate.
• A new state law protects you against nasty surprise medical bills from out-of-network providers, so long as you seek care at an in-network facility.

All true — but not if you’re among nearly 6 million Californians in a category of job-based health coverage known as self-funded insurance. Continue reading article here…

This story was produced by Kaiser Health News, which publishes California Healthline, a service of the California Health Care Foundation.”

Kaiser Health News is a nonprofit national health policy news service that is part of the nonpartisan Henry J. Kaiser Family Foundation.

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